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Care Economy
For stays in Europe up to 90 days
Suitable for: Foreign guests, tourists, travelers for educational purposes (e.g. students, language school students, au pairs), professional expatriates, actors/actresses/film crews
Benefits
Care Economy health insurance: benefits in detail
Travel & Health insurance
| Benefits | Care Economy |
|---|---|
| toll-free service number |  |
| out-patient treatment by a doctor | |
| inpatient treatment in the hospital, standard care class (multiple-bed rooms) – no optional benefits (including follow-up treatment) | |
| prescription medications and dressings | |
| pregnancy examinations and treatment; delivery (after the 8-month waiting period) | |
| medically prescribed massages, medical packs and inhalers | |
| prescription ambulance services | |
| transport in case of death/burial costs up to EUR 25,000.00 | |
| pain-relieving dental treatment and repair of existing dental prosthesis at 100%, up to max. EUR 300.00 | |
| prescription medical aids following an accident | |
| additional costs for medically advisable repatriation up to EUR 25,000.00 | |
| direct settlement with doctors, hospitals, etc. via medical treatment certificates (only in Germany/Austria) | |
| No deductible | |
| For a complete list of benefits please see the insurance terms and conditions. | |
Premium overview
| Premium overview Health insurance Care Economy | ||
| One-time premium Health insurance | ||
| Duration of coverage up to ... days | bis zu 64 years | 65-74 years |
| 90 | 1,18 EUR / day | 3,48 EUR / day |
| Minimum premium per person and duration: EUR 10 | ||
Personal liability & Accident insurance
| Personal liability insurance | Type S | Type M | Type XL |
| Lump sum coverage for personal injury and property damage | 1 Mio. EUR | 2 Mio. EUR | 2,5 Mio. EUR |
| Deportation costs to cover legal obligations of the policyholder against German and Austrian authorities | 1.000,– EUR | 2.000,– EUR | 3.000,– EUR |
| Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim | 10.000,– EUR | 25.000,– EUR | 50.000,– EUR |
| Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim | - | - | 1.000,– EUR |
| Professional liability insurance | - | - | 25.000,– EUR |
| Loss of receivables insurance | - | - | 10.000,– EUR |
| General deductible per claim | 250,– EUR | 0,– EUR | 0,– EUR |
| Accident insurance | Type S | Type M | Type XL |
| Basic disability benefit | - | 30.000,– EUR | 40.000,– EUR |
| Maximum disability benefit with a degree of disability of 350% | - | 105.000,– EUR | 140.000,– EUR |
| Death benefit in the event of accidental death | - | 15.000,– EUR | 25.000,– EUR |
| Rescue costs following an accident | - | 7.500,– EUR | 10.000,– EUR |
| Cosmetic operations as a result of an accident | - | 2.500,– EUR | 5.000,– EUR |
| Premium overview Care Protector | Type S | Type M | Type XL |
| Monthly premium | 2,– EUR | 4,– EUR | 7,50 EUR |
| The premium must be paid as a one-time premium for the entire duration of coverage. You can only pay the premium on a monthly basis if you have selected direct debit/monthly as your payment method/frequency and have chosen at least 6 months as the duration of insurance coverage. For a complete list of benefits please see the insurance terms and conditions. | |||