Care Economy

For stays in Europe up to two years

Suitable for: travelers for educational purposes (students, language school students, au pairs, guest researchers, interns), persons without full-time employment in Austria, persons with a job-seeker visa, persons with a freelancer visa, actors/actresses/film crews.


Care Economy health insurance: benefits in detail

Travel & Health insurance

BenefitsCare Economy
toll-free service numberJa
out-patient treatment by a doctorJa
inpatient treatment in the hospital, standard care class (multiple-bed rooms) – no optional benefits (including follow-up treatment)Ja
prescription medications and dressingsJa
pregnancy examinations and treatment; delivery (after the 8-month waiting period)Ja
medically prescribed massages, medical packs and inhalersJa
prescription ambulance servicesJa
transport in case of death/burial costs up to EUR 25,000.00Ja
pain-relieving dental treatment and repair of existing dental prosthesis at 100%, up to max. EUR 300.00 for periods of coverage up to 180 days, over 180 days max. EUR 600.000Ja
prescription medical aids following an accidentJa
additional costs for medically advisable repatriation up to EUR 25,000.00Ja
direct settlement with doctors, hospitals, etc. via medical treatment certificates (only in Germany/Austria)Ja
stay in home country (duration >= 1 year) up to 6 weeks/policy year (Care Concept AG requires prior written notification of the home country stay.)Ja
No deductibleJa
For a complete list of benefits please see the insurance terms and conditions.

Premium overview

Premium overview Health insurance Care Economy
One-time premium Health insurance
Duration of coverage up to ... daysup tou 64 years65-74 years
901,18 EUR / day3,48 EUR / day
91 - 1801,59 EUR / day4,37 EUR / day
181 - 3652,30 EUR / day5,84 EUR / day
366 - 7302,83 EUR / day9,32 EUR / day
Mindestprämie pro Person und Laufzeit: 10,00 EUR
Monthly premium health insurance
Duration of coverage up to ... daysup to 64 years65-74 years
180 - 36559,00 EUR / day149,00 EUR / day
366 - 73089,00 EUR / day286,00 EUR / day
A monthly payment option is only possible for health insurance and only via direct debit with a period of coverage of 180 days or more.

Personal liability & Accident insurance

Personal liability insuranceType SType MType XL
Lump sum coverage for personal injury and property damage1 Mio. EUR2 Mio. EUR2,5 Mio. EUR
Deportation costs to cover legal obligations of the policyholder against German and Austrian authorities1.000,– EUR2.000,– EUR3.000,– EUR
Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim10.000,– EUR25.000,– EUR50.000,– EUR
Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim--1.000,– EUR
Professional liability insurance--25.000,– EUR
Loss of receivables insurance--10.000,– EUR
General deductible per claim250,– EUR0,– EUR0,– EUR
Accident insuranceType SType MType XL
Basic disability benefit-30.000,– EUR40.000,– EUR
Maximum disability benefit with a degree of disability of 350%-105.000,– EUR140.000,– EUR
Death benefit in the event of accidental death-15.000,– EUR25.000,– EUR
Rescue costs following an accident-7.500,– EUR10.000,– EUR
Cosmetic operations as a result of an accident-2.500,– EUR5.000,– EUR
Premium overview Care ProtectorType SType MType XL
Monthly premium2,– EUR4,– EUR7,50 EUR
The premium must be paid as a one-time premium for the entire duration of coverage. You can only pay the premium on a monthly basis if you have selected direct debit/monthly as your payment method/frequency and have chosen at least 6 months as the duration of insurance coverage. For a complete list of benefits please see the insurance terms and conditions.