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Care Austria
For unlimited stays in Austria
Suitable for: travelers for educational purposes (students, language school students, au pairs, guest researchers, interns), persons without full-time employment in Austria, persons with a job-seeker visa, persons with a freelancer visa, actors/actresses/film crews.
Benefits
Benefits in detail: health insurance Care Austria
Travel & Health insurance
| Benefits | Care Austria |
|---|---|
| reimbursement analogous to the Austrian health insurance provider, in the event that deviations from the general terms and conditions of insurance (GTCI) arise |  |
| medically prescribed medications and dressings | |
| inpatient treatment in private and public hospitals in the standard care class - shared room - without optional extra benefits | |
| patient transport to the nearest hospital for inpatient treatment | |
| outpatient medical treatment, also with free choice of doctor | |
| pregnancy examinations and treatments, at the beginning of pregnancy after commencement of insurance coverage or the start of extension of coverage | |
| simple medically prescribed aids | up to max. 2.500 EUR |
| screening for early detection of diabetes as well as cancer, cardiovascular, and kidney diseases | up to max. 500 EUR |
| medically prescribed radiation/light/other physical treatments, massages, physiotherapy | up to max. 1.500 EUR |
| psychoanalytic and psychotherapeutic treatments | up to max. 1.500 EUR |
| medically necessary dental treatment incl. simple fillings | |
| annual dental check-ups including dental cleaning | |
| medically necessary dental prosthesis costs (after submission of a treatment plan and cost estimate; waiting period 8 months | 80 % up to max. 750,- EUR |
| necessary dental prosthesis costs as a result of an accident (after submission of a treatment plan and cost estimate) | up to max. 3.000 EUR |
| cosmetic surgery as a result of an accident | up to max. 10.000 EUR |
| medically advisable, medically prescribed repatriation | |
| repatriation/burial costs in event of death of the insured person | up to max. 25.000 EUR |
| no deductible | |
| extended liability period | 4 weeks |
| Insurance coverage also in the home country (after prior registration) | max. 28 days |
| insurance coverage in the EU | |
| guaranteed fix premium rates for travelers for educational purposes | 6 years |
| For a complete list of benefits, please refer to the insurance terms and conditions. | |
Travelers for educational purposes (students, language school students, guest researchers, Working Holiday, Work ‘n’ Travel, au pairs, trainees, volunteers) benefit from the particularly favorable Care Austria 364 Education premium.
Premium overview
| Premium overview Care Austria | ||||
| Care Austria Education | Care Austria Standard | |||
| Age | 12 - 35 years | 0 - 49 years | 50 - 64 years | 65 - 74 years |
| Premium (EUR/month) | 62,00 | 168,00 | 241,00 | 554,00 |
| The premiums can be increased every four years, the earliest date being January 1, 2024. | ||||
Personal liability & Accident insurance
| Personal liability insurance | Type S | Type M | Type XL |
| Lump sum coverage for personal injury and property damage | 1 Mio. EUR | 2 Mio. EUR | 2,5 Mio. EUR |
| Deportation costs to cover legal obligations of the policyholder against German and Austrian authorities | 1.000,– EUR | 2.000,– EUR | 3.000,– EUR |
| Co-insurance of damage to rented property for immovable objects, deductible 10%, minimum EUR 250.00 per claim | 10.000,– EUR | 25.000,– EUR | 50.000,– EUR |
| Loss-of-key coverage for private dwellings (i.e. room or apartment), deductible EUR 100.00 per claim | - | - | 1.000,– EUR |
| Professional liability insurance | - | - | 25.000,– EUR |
| Loss of receivables insurance | - | - | 10.000,– EUR |
| General deductible per claim | 250,– EUR | 0,– EUR | 0,– EUR |
| Accident insurance | Type S | Type M | Type XL |
| Basic disability benefit | - | 30.000,– EUR | 40.000,– EUR |
| Maximum disability benefit with a degree of disability of 350% | - | 105.000,– EUR | 140.000,– EUR |
| Death benefit in the event of accidental death | - | 15.000,– EUR | 25.000,– EUR |
| Rescue costs following an accident | - | 7.500,– EUR | 10.000,– EUR |
| Cosmetic operations as a result of an accident | - | 2.500,– EUR | 5.000,– EUR |
| Premium overview Care Protector | Type S | Type M | Type XL |
| Monthly premium | 2,– EUR | 4,– EUR | 7,50 EUR |
| The premium must be paid as a one-time premium for the entire duration of coverage. You can only pay the premium on a monthly basis if you have selected direct debit/monthly as your payment method/frequency and have chosen at least 6 months as the duration of insurance coverage. For a complete list of benefits please see the insurance terms and conditions. | |||