Optimal insurance coverage for foreign visitors

Entry into Europe (except for Austria)

Care Economy

For stays in Europe up to 90 days

Starting at € 1,18

/day

  • Entry health insurance, liability and accident insurance can be added optionally
  • Meets all requirements of the Schengen visa
  • Valid within the entire Schengen area and the EU
  • Unlimited amount insured
  • No deductible
  • Cancellation to exact day
  • Policy in German and English
  • Suitable for: foreign guests, tourists, travelers for educational purposes (e.g. students, language school students, au pairs), professional expatriates, actors/actresses/film crews

Care Economy

For stays in Europe up to 2 years

Starting at € 1,59

/day

  • Entry health insurance, liability and accident insurance can be added optionally
  • Meets all requirements of the Schengen visa
  • Valid within the entire Schengen area and the EU
  • Up to 6 weeks of insurance coverage in home country
  • Unlimited amount insured
  • No deductible
  • Cancellation to exact day
  • Policy in German and English
  • Suitable for: foreign guests, tourists, travelers for educational purposes (e.g. students, language school students, au pairs), professional expatriates, actors/actresses/film crews
Entry into Austria

Care Economy

For stays in Austria up to 90 days

Starting at € 1,18

/day

  • Entry health insurance, liability and accident insurance can be added optionally
  • Meets all requirements of the Schengen visa
  • Valid within the entire Schengen area and the EU
  • Unlimited amount insured
  • No deductible
  • Cancellation to exact day
  • Policy in German and English
  • Suitable for: Foreign guests, tourists, travelers for educational purposes (e.g. students, language school students, au pairs), professional expatriates, actors/actresses/film crews

Care Austria 364

For stays in Austria up to 364 days

Starting at € 55,50

/month

  • Health insurance, liability and accident insurance can be added optionally
  • Meets all official requirements in Austria (e.g. MA35 in Vienna) according to § 11 Abs. 2 NAG
  • Benefits analogous to the Austrian Health Insurance Fund (ÖGK) and beyond
  • Up to 28 days of insurance coverage in the home country
  • 30 days of insurance coverage in the EU
  • Unlimited sum insured
  • No deductible
  • Cancellation to exact day
  • Policy in German and English
  • Suitable for: travelers for educational purposes (students, language school students, au pairs, guest researchers, interns), persons without full-time employment in Austria, persons with a job-seeker visa, persons with a freelancer visa, actors/actresses/film crews.

Care Austria

For unlimited stays in Austria

Starting at € 62,00

/month

  • Health insurance, liability and accident insurance can be added optionally
  • Meets all official requirements in Austria (e.g. MA35 in Vienna) according to § 11 par. 3 NAG
  • Benefits analogous to the Austrian Health Insurance Fund (ÖGK) and beyond
  • Up to 28 days of insurance coverage in the home country
  • Insurance coverage in the entire EU
  • Unlimited amount insured
  • No deductible
  • Cancellation to exact day
  • Policy in German and English
  • Suitable for: travelers for educational purposes (students, language school students, au pairs, guest researchers, interns), persons without full-time employment in Austria, persons with a job-seeker visa, persons with a freelancer visa, actors/actresses/film crews.
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INCOMING Insurance
INCOMING Insurance Welcome in Europe
Der optimale Versicherungsschutz: Für Besucher aus dem Ausland
EUROPE

INCOMING Insurance Welcome in Europe

All-round protection for visitors from abroad

For visitors from abroad: The optimal insurance cover

Foreign visitors from outside the EU who are staying in Europe for a certain period of time need health insurance that meets the requirements of the EU and local authorities in order to obtain a visa or residency permit.


Special rules apply here for entry into Austria. For stays up to 90 days, a “Care Economy” travel insurance policy can be taken out. For longer stays, foreign guests need “health insurance coverage covering all risks” according to the Settlement and Residency Act (§ 11 para. 2). Only a few health insurance policies can cover this. For this purpose, we offer the Care Concept plans, “Care Austria” or “Care Austria 364.” They are recognized by the Austrian authorities.


For entry into all other European countries, we offer the travel insurance plan “Care Economy,” which fulfills all requirements for the issuance of a Schengen visa. In addition, the health insurance can provide coverage for up to two years.

INCOMING

Typical non-EU foreign consumers of health insurance in Austria include:

  • Individuals who do not yet have full-time employment in Austria
  • Foreign students who come to Austria to study at an Austrian university
  • People who come to Austria for an internship, a language course, as an au pair or as a visiting scholar
  • People coming to Austria with a freelancer visa or a job seeker visa

We work together with one of the leading specialized providers in German-speaking countries – Care Concept AG. In case of illness or accident, the health insurance will cover the treatment costs on site. A medically advisable return trip to your home country is also insured. You can also add liability and accident insurance, including professional liability insurance, if you wish. Coverage provided by all insurance plans is also valid for a certain amount of time throughout the EU as well as during visits to your home country.

Important product features:

  • Meet the requirements for the issuance of a Schengen visa
  • Recognized by Austrian and European authorities
  • Follow-up policies and policy extensions available
  • Can be taken out both before and after entry
  • In case of delayed entry, postponement of start date possible
  • Cancellation possible in case of non-entry
  • Cancellation to exact day possible
  • Policy in German and English for presentation to the authorities
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  • Durch Versichererwechsel durch uns organisiert ist somit auch die Aufrechterhaltung des Versicherungsschutzes über viele Jahre möglich
  • SIVAG Ihr Versicherungsspezialist seit 25 Jahren
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Michael Poddemski - Wir nehmen uns gerne Zeit für Ihr Anliegen und freuen uns auf Ihre Anfrage

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